We analyze the effect of insurance on the probability of an individual incurring 'high' annual health expenses using data from three household surveys. All come from China, a country where providers are paid fee-for-service according to a schedule…
Papers in Insurance
Insurance papers in Business Administration, C
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This paper examines the impact of micro health insurance on poverty reduction in rural areas of Bangladesh. The research is based on household level primary data collected from the operating areas of the Grameen Bank during 2006. A number of outcome…
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Both the membership and terms of reference of the Genetics and Insurance Committee (GAIC) are under review. The Department of Health is currently seeking twelve new members of the committee, as part of its response to a Select Committee report last…
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The price of catastrophe risks is viewed by many to be too high and/or too volatile. Catastrophe risk practitioners point out that, contrary to standard insurance, such as automobile insurance, catastrophe re-insurance is exposed to infrequent but…
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OBJECTIVES: The purpose of the study is to quantitatively analyze the role of health insurance in the determinants of catastrophic health payments in a low-income country setting. METHODS: The study uses the most recent publicly available household…
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This chapter reviews recent theoretical work on the design of regulatory policy, focus- ing on the complications that arise when regulated suppliers have better information about the regulated industry than do regulators. The discussion begins by…
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THE CHOICE AMONG PROGRAMMES REQUIRES THE SETTING OF RELATIVE SOCIAL VALUES ON THE DIFFERENT EFFECTS OF SUCH PROGRAMMES: mortality in different age groups, impairment, disability, and changes in income. Alternative approaches to the establishment of…
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Climate change matters to the insurance sector. In terms of underwriting, on one scenario, the economic cost of weather losses could reach over 1 trillion USD in a single year by 2040. The impacts will be worse in developing countries. The private…
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One of the major concerns with a potential change in climate is that an increase in extreme events will occur. Results of observational studies suggest that in many areas that have been analyzed, changes in total precipitation are amplified at the…
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Computing as you know it is about to change, your applications and documents are going to move from the desktop into the cloud. I'm talking about cloud computing, where applications and files are hosted on a "cloud" consisting of thousands of…
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The article describes a technical classification of Grid and Cloud Computing for a profound discussion on the business opportunities of the Cloud Computing paradigm. For this purpose, we present a framework for business models in Clouds. With the…
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We studied the potential of community-based health insurance (CHI) to contribute to the performance of health financing systems. The international empirical evidence is analysed on the basis of the three health financing subfunctions as outlined in…
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Health policy makers are faced with competing alternatives, and for systems of health care financing. The choice of financing method should mobilize resources for health care and provide financial protection. This review systematically assesses the…
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Comparative Study Of Corporate Governance Codes Relevant to the European Union And Its Member StatesRules and norms of corporate governance are important components of the framework for successful market economies. Although corporate governance can be defined in a variety of ways, generally it involves the mechanisms by which a business…
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One of the most significant economic developments of the past decade has been the convergence of the financial services industry, particularly the capital markets and (re)insurance sectors. Convergence has been driven by the increase in the…
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Shareholder rights vary across firms. Using the incidence of 24 governance rules, we construct a Governance Index to proxy for the level of shareholder rights at about 1500 large firms during the 1990s. An investment strategy that bought firms in…
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BACKGROUND & OBJECTIVE: In India, health services are funded largely through out-of-pocket spendings (OOPS). We carried out this study to collect data on the cost of an illness episode and parameters affecting cost in five locations in India.…
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This paper assesses the cross country "stylised facts" on empirical measures of the losses incurred during periods of banking crises. We first consider the direct resolution costs to the government and then the broader costs to the welfare of the…
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It has become a truism that the ability to learn is an organisation's only sustainable source of competitive advantage. In practice, this means the capability of translating data about customers into customer preference and hence shareholder value.…
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Farmers face a particular set of risks that complicate the decision to borrow. We use a randomized experiment to investigate (1) the role of crop-price risk in reducing demand for credit among farmers and (2) how risk mitigation changes farmers…
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