Are we ready for cyberterrorist attacks?—Examining the role of individual resilience

Abstract

This study measures individual resilience to cyberterrorist attacks on financial systems and explores the antecedents of resilience. The research model integrates the resilience literature with the fear appraisal literature to address individuals’ fears of cyberterrorist attacks on financial systems. The model is tested using data collected through an online survey. The results show that (1) community support and family financial management significantly increase resilience toward cyberterrorist attacks, and (2) resilience to and fear of cyberterrorist attacks significantly influence individuals’ behaviors in handling their finances. This research helps IT practitioners to develop strategies to build cyber resilience capacities among individuals and communities.