ANALYSIS OF BANKING PERFORMANCE OVER CORPORATE GOVERNANCE, RISK MANAGEMENT AND DISCLOSURE PRACTISES

Abstract

Primary goal of this study was to examine how several factors, including disclosure practices, risk management, and corporate governance, affect the growth of Pakistan's financial services sector. The design of study was based on a positivist paradigm, and quantitative research methods were used. In this type of cross-sectional research, primary method of collecting data was a survey, and findings of that survey were examined after they were collected. In order to carry out this investigation, researchers used a method known as simple random sampling. A standard questionnaire was used in order to gather information from managers of the many branches of the banking sector. The results suggest that improvements in corporate governance are responsible for improvements in the performance of the banking industry. Data revealed that increased corporate disclosure leads to improved overall performance in banking industry. In conclusion, the findings verified that efficient methods of risk management are directly responsible for the increased performance of the banking industry. In the instance of Pakistan, empirical data pertaining to financial institutions is of very low quality. Study offers evidence that formal corporate governance and disclosure practises in banking are critical to the success of businesses in the service industry.