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Implementing income verification in Australia

  • Vidyattama Y
  • Tanton R
  • Gayler R
  • et al.
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The recent credit crunch and global recession has forced Governments to consider implementing compulsory income verification for loan applicants. This paper analyses the different methods used in UK and US for income verification and highlights the issues in implementing each method. Finally, each of the methods is assessed with regard to applying a method in Australia. The paper concludes that a modelling approach to income verification will work for the most people.




Vidyattama, Y., Tanton, R., Gayler, R. W., & Duncan, A. (2013). Implementing income verification in Australia. Economic Papers. Canberra, ACT, Australia. Retrieved from

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