PENGARUH DPK, IMBAL HASIL SBIS, PUAS, DAN TINGKAT INFLASI TERHADAP PEMBIAYAAN BANK SYARIAH DI INDONESIA

Abstract

The purpose of this study is to analyze the factors that affect the sharia banking in channeling funds in the period January 2012 to December 2016, both partially and simultaneously. The data used are secondary data, with four independent variables namely DPK, SBIS Return, PUAS, and Inflation Rate which were obtained from official website of Bank Indonesia and OJK, as well as financing data of shariah bank as dependent variable obtained from the official web of Bank Indonesia. The research method used is descriptive quantitative method by using multiple linier regression analysis technique. The result of the research shows that the four factors in this study, namely DPK, SBIS Return, PUAS, and Inflation Rate, partially as well as simultaneously have a positive and significant effect on the channeling of Islamic bank funds.