Electronification Design Of Bill Payment Transactions Using Service Oriented Architecture (SOA) At Bank ABC

Abstract

Nowadays the growth of the digital economy is growing rapidly. Almost all payment transactions already use technology, especially in the banking industry. One of the activities of financial transactions in banks is electronification of bill payment transactions and this has become a matter of special concern such as school / university bill payment transactions, tax bill payment transactions, drinking water company bill payment transactions, etc. To accelerate the process of integrating bill payment transactions into all payment provider companies online, of course must use the right concept so that the system can be more effective and efficient, namely using the concept of service oriented architecture (SOA) by using the enterprise service bus (ESB). ESB is used in order to integrate the banking system with the bill payment transaction billing system. In this research the Service Oriented Modeling and Architecture (SOMA) methodology will be applied as a guide in implementing SOA-based solutions. SOA was chosen because it has the nature of interoperability so that it can be relied upon in developing online bill payment transaction systems between bank systems and other systems despite having different system platforms.