Barriers effects & a Secure System for payments over Mobile in Sudan

Abstract

The advancement in the Information Technology and Communications worldwide cast its shadow during the latest decades over the entire walks of life. Thanks to this augmentation, the world become like an interconnected village where data and information are exchanged through various media, based on the wish and the requirement. One of the most important of such modern technologies is the Mobile phones. They nowadays have become an essential part of the lives of the many, something which led several countries and institution to utilise it as a tool for payment of bills and remitting funds. This process was facilitated by the dissemination of the Mobile Telephone around the world, where the number of mobile telephones is currently estimated to reach about six billion device in the whole universe by 2020, thus the Mobile Telephone turn out to be a significant element in integrating countless individuals in the financial and banking spheres, or it is known as Financial Inclusion. This Paper discusses the main problem of security that is being faced during payment through the mobile in Sudan, which was initiated in 2016. The solution for security problem is addressed in this paper by introducing gateway for security in the process of transactions and the results showed great significance in the payment gateway in terms of protection, speed and time.