The Role of Trust in Mediation of Perceived Risk Towards Decisions to Use E-Wallet in Muhammadiyah University Students Ponorogo

Abstract

This study aims to determine the role of trust in mediating Perceived Risk in the Decision to Use E-Wallet in Ponorogo Muhammadiyah University Students. The method used in this study is a quantitative method. Data from this study were obtained by distributing questionnaires and analyzed using the software. The population in this study were students using E-Wallet at the Muhammadiyah University of Ponorogo. The sample in this study was purposive sampling using 100 respondents. The results of this study indicate that: (1) There is an influence between Perceived Risk and Student Trust in E-Wallet Users at Muhammadiyah University of Ponorogo, (2) There is no influence between Perceived Risk and Decisions to Use E-Wallet on Students at Muhammadiyah University Ponorogo, (3 ) There is an influence between Trust and Decisions to Use E-Wallet on Students at Muhammadiyah University of Ponorogo (4) There is an influence between Perceived Risk and Decisions on Using E-Wallet on Students at Muhammadiyah University of Ponorogo through Trust as an intervening variable.