Preliminary Study on Credit Risk Management under Internet Finance Based on Big Data Age

Abstract

Under the support of modern technology, Internet finance as a new financial model gradually improves the work structure and changes the traditional forms of financial work, so that the work becomes more convenient. After the emergence of Internet finance, due to the short time of its development, we should also introduce modern technology in the process of carrying out related work according to financial management, and use big data to analyze working data, and find that many work will be difficult to carry out because of lacking of scientific management mechanisms during the period of Internet financial application so that it cannot achieve the desired effect. There are great security risks in the Internet financial market because of lacking of credit risk management. In order to improve our financial system, we need to pay more attention to the credit risk management. According to the problems existing in the operation of Internet finance, we put forward some solutions.