Peran Generasi Milenial Terhadap Perkembangan Fintech Studi Kasus Mahasiswa Perbankan Syariah STAI Syekh H. Abdul Halim Hasan Al-Ishlahiyah Binjai

Abstract

The continuous development of technology that makes all fields rapidly change including changes in the education sector, industry, as well as the economic, financial and banking sectors. The link between the millennial generation and the development of fintech, one of which is because the millennial generation is a technology literate generation that is able to accept a financial technology innovation. The purpose of the study was to determine the extent of the role of the millennial generation in the development of fintech. This research was conducted on Islamic banking students at STAI Al-Ishlahiyah Binjai Stambuk 2016, and the data collection in this study was done through a qualitative descriptive method. The method that the author uses in analyzing the data in this study is inductive where the data that the researcher managed to collect from the research location, then analyzed and then presented in writing in the report, namely in the form of data found from interviews, and documentation. The results of research on Islamic banking students at STAI Al-Ishlahiyah Binjai regarding the role of the millennial generation in the development of fintech are very important, this is shown by the results of interviews that researchers have conducted, namely 7 out of 10 students have understood fintech and they participate in the development of fintech which in this they have played a role in the development of financial technology today, and the rest of them do not understand and are not interested in using fintech due to lack of education and socialization about fintech.