Appraisal of Financial Performance of Regional Rural Banks with Special Reference to Assam Gramin Vikash Bank, Maharashtra Gramin Vikash Bank and Karnataka Gramin Vikash Bank

Abstract

Regional Rural Banks are functioning at regional level in different States and Union Territories of India. These banks are rendering both fundamental and modern banking services. Finance is one of the most important aspects of banking business. Without proper financial planning an enterprise is unlikely to be successful in managing money. For the proper financial planning, analysis of the financial performance is required. Hence, an attempt has been made to analyse the performance of the Assam Gramin Vikash Bank, Maharashtra Gramin Bank and Karnataka Vikash Gramin Bank in terms of short term solvency, long term solvency and profitability. It is concluded that the financial performance of the Assam Gramin Vikash Bank, Maharashtra Gramin Bank and Karnataka Vikash Gramin Bank are good.