FACTORS INFLUENCING THE INTENTION TO ADOPT ELECTRONIC WALLET AMONG UNDERGRADUATE STUDENT IN KLANG VALLEY

Abstract

The growth of Fin-Tech in this era has become advanced which aims to make life easier. The Malaysian Government has announced various incentives for the youths but it is unsure if youths have accepted the new cashless payment method, acceptance to new technology and the reasons for adopting a new technology as part of their life. This research aims to study the Factors that Influence the Intention to Adopt E-Wallet among Undergraduate students in Klang Valley. Several influencing factors such as Perceived Ease of Use, Perceived Usefulness, Security and Privacy, Social Influence will be studied to analyse if these factors play an important role in developing students’ intention to adopt E-Wallet. The undergraduate students targeted are focused on the Klang Valley area and this research adopts a quantitative method by using primary data through questionnaires. 180 respondents were collected for this research. The data is analysed by using Multiple Regression Analysis to study the relationship between the predictors with the outcome variable. The findings have shown that the four predictors do develop the intention to adopt E-Wallet among undergraduate students.