Research on the Path of Financial Technology Enabling Wealth Management

Abstract

This article aims to explore how financial technology can enable wealth management. First, the paper defines the concept and connotation of financial technology and wealth management, and analyzes the theoretical mechanism of financial technology enabling wealth management. Then, the paper expounds the application of financial technology in wealth management practice, including intelligent investment advisory, robot financial adviser, digital asset allocation and intelligent insurance adviser. Finally, the paper analyzes the challenges faced by financial technology enabling wealth management, including regulatory policies, technical security, user acceptance and privacy protection challenges, and puts forward corresponding countermeasures.