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Víctor Miguel Andrade Ramírez

  • Lawyer (LL.B / J.D.)
  • Associate Attorney
  • FerradaNehme
  • 4PublicationsNumber of items in Víctor Miguel's My Publications folder on Mendeley.
  • 11Followers

Research interests

Financial LawODR/ADR mechanismsData Privacy LawCompetition LawIT LawConsumer Law


I am currently working on the implications of FinTech developments in consumer markets from the perspective of consumer protection policies


Followers (11)

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Following (12)

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Recent publications

  • Mandated Disclosures and Interest-rate Ceilings on Credit Cards: How the Patchwork of Legislation and the Design of Credit Card Contracts Undermine the Effectiveness of Regulation

    • Andrade V
  • La Protección al Consumidor de Tarjetas de Crédito: ¿Son Suficientes los Deberes de Información?

    • Andrade Ramírez V

Professional experience

Associate Attorney


April 2017 - Present

Attorney at Legal Department - Credit Unions & NBFIs Unit

Superintendencia de Bancos e Instituciones Financieras

November 2015 - April 2017(a year)


SDD Abogados (currently Kennedys Law Chile)

November 2014 - October 2015(a year)

Sateler y Compañía Abogados

September 2010 - December 2013(3 years)

Teaching Assistant of Economic Law

Facultad de Derecho, Universidad de Chile

December 2010 - August 2012(2 years)

Analyst for BCN Innova Proyect

Centro Derecho Informático (CEDI), Universidad de Chile

August 2007 - December 2008(a year)


Summer Institute in Law & Economics

University of Chicago Law School

July 2016

Licenciatura Ciencias Jurídicas y Sociales

Universidad de Chile Facultad de Derecho

April 2005 - December 2013(9 years)