Mobile payments and financial inclusion: Kenya, Brazil, and India as case studies

Abstract

Electronic commerce is big business, and it is getting bigger: it now accounts for 7.5 percent of all retail sales in the US, and continues to expand at double-digit annual rates. The steady growth of Internet commerce over the past twenty years has given rise to a host of new legal issues in a broad range of fields. This authoritative Research Handbook comprises chapters by leading scholars in the field. Their explanations and insights will provide a solid foundation for newcomers to the subject, and will also broaden and deepen the understanding of e-commerce experts. Key topics covered include: contracting, payments, intellectual property, extraterritorial enforcement, alternative dispute resolution, social media, consumer protection, network neutrality, online gambling, domain name governance, and privacy. With the rise of Internet commerce, this book will be an invaluable resource for business lawyers as well as legal scholars with an interest in any phase of e-commerce law-- Part I engaging with online resources -- Online contracting -- 1. Wrap contracting and the online environment: causes and cures / Nancy S. Kim -- Payments -- 2. A historical analysis of substitutes for legal tender and their implications for the regulation of virtual currency / Stephen T. Middlebrook and Sarah Jane Hughes -- 3. Mobile payments and financial inclusion: Kenya, Brazil and India as case studies / Jane Winn -- Access to digital assets -- 4. Digital assets and fiduciaries / Naomi R. Cahn, Christina L. Kunz, and Suzanne Walsh -- Part II disputes arising from online engagement -- Intellectual property: copyright -- 5. The economics of book digitization and the google books litigation / Hannibal Travis -- 6. Digital exhaustion: North American observations / Ariel Katz -- 7. Safe harbors from intermediary liability and social media / Michael W. Carroll -- 8. Copyright's digital deputies: DMCA-plus enforcement by internet intermediaries / Annemarie Bridy -- Intellectual property: trademarks -- 9. Contributory trademark infringement on the internet: shouldn't intermediaries finally know what they need to "know" and "control"? / Irene Calboli -- Intellectual property: patents -- 10. Patent eligible subject matter after Alice / Jay P. Kesan and Carol M. Hayes -- Enforcement: jurisdiction over online disputes -- 11. Extraterritorial enforcement of national laws in connection with online commercial activity / Marketa Trimble -- Enforcement: secured financing -- 12. Electronic issues in secured financing / Juliet Moringiello -- Enforcement: alternative dispute resolution -- 13. Building trust in ecommerce through online dispute resolution / Amy J. Schmitz -- Social media in the workplace -- 14. Social media and the national labor relations board / Ariana R. Levinson -- Part III regulatory oversight of online conduct -- Consumer protection -- 15. Consumer protection issues in cross-border ecommerce / Sonia E. Rolland -- 16. App-solutely protected? the protection of consumers using mobile apps in the European Union / Christiana Markou and Christine Riefa -- Network neutrality -- 17. Understanding network neutrality / John A. Rothchild -- Regulated industries online -- 18. Regulation of online gambling / Edward A. Morse -- Privacy -- 19. Protecting privacy with "heightened" notice and choice / James P. Nehf -- 20. Predictive analytics, consumer privacy, and ecommerce regulation / Shaun B. Spencer -- 21. Cloud investigations by European data protection authorities: an empirical account / Asma Vranaki -- Domain names -- 22. Domain name governance: "Scheherazade on steroids" / David Lindsay -- Taxation of online transactions -- 23. The taxation of cloud computing and digital content / David J. Shakow.