We study a microfinance program that provides compulsory health insurance to its borrowers and their spouses. We find that non-borrowing spouses are less likely to file insurance claims than those who are borrowing. Further, a man is more likely to use the health insurance acquired through his wife's loan than is a woman (through her husband's loan). These patterns suggest that women who do not borrow are disempowered relative to those who do. © 2011 Elsevier Ltd.
CITATION STYLE
Rai, A., & Ravi, S. (2011). Do Spouses Make Claims? Empowerment and Microfinance in India. World Development, 39(6), 913–921. https://doi.org/10.1016/j.worlddev.2009.10.019
Mendeley helps you to discover research relevant for your work.