The Influence of Financial Knowledge, Control and Income on Individual Financial Behavior

Abstract

The purpose of this study is to analyze the influence of Financial Knowledge, point of Control, and Income on Financial Behavior. This study is based on the Theory of Planned Behavior (TPB), of which the subject is the entire Jakarta communities categoried in the workforce-Age, who have already had the occupation and generate fixed-income every month. The result of this study reveals that Financial Knowledge and Locus of Control do affect Financial Behavior, while Income does not provide the same direction.