Consumer Credit Risk Research Based on Our Macroeconomic Environment

Abstract

As the important factor that our country's sustained economic growth relies on in future, the consumer credit will play an important role in the stage of the economic transition. However, because of many uncertain factors in the macroeconomic environment, the development situation of the consumer credit is not optimistic. Therefore this paper empirically analyses the influences of the macroeconomic factors on the consumer credit, after studying the present situation of our country's consumer finance development, thus pertinently puts forward some related suggestions.