Research on fintech methods based on artificial intelligence

Abstract

The financial industry is one of the earliest and most comprehensive industries that integrate with artificial intelligence. The application of a series of artificial intelligence technologies such as data mining, accurate profiling, machine learning, neural networks, will provide financial products, service channels, service methods, risk management, Credit financing and investment decision-making have brought about a new round of changes. Firstly, the rapid development of artificial intelligence has a profound impact on the high-end finance of the deep service value chain; Secondly, the integrated development of artificial intelligence and finance is irreversible, risks and opportunities coexist, and the financial industry must accelerate the pace of adjustment and development; Finally, the financial supervision department further clarifies the supervision responsibility, applies artificial intelligence technology to supervision methods and means, and improves the degree of supervision automation and intelligence.