Determinant of Financial Literacy in Generation Z

Abstract

The purpose of this study is to determine the effect of financial behavior and financial attitude on financial literacy in generation Z. This study is a quantitative research. Data were obtained from questionnaire that containing a list of statements given to respondents. Then the respondent chooses one alternative answer that fits respondent’s opinion. Secondary data were obtained through various literatures, written information sources and other books. Data analysis used multiple linear regression. The results showed that: 1) the financial attitude had a significant effect on financial literacy, and 2) there was no significant influence between the financial behavior and financial literacy.