Abstract
Banks want to use their genuine strong credential for online banking transaction authorization - the debit card. Customers nowadays are usually equipped with a Smartphone and prefer to not carry a card reader in addition. Methods where developed that use the Smartphone to authorize online banking transactions. These methods are vulnerable to Smartphone malware. We present NFC-TAN as a Smartphone method that combines the two requirements: Strong credential debit card and no additional device. We discuss to what extend this solution decreases vulnerability. Moreover, we consider usability, cost, and integration aspects of NFC-TAN. © 2013 Springer-Verlag.
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CITATION STYLE
Günther, M., & Borchert, B. (2013). Online banking with NFC-enabled bank card and NFC-enabled smartphone. In Lecture Notes in Computer Science (including subseries Lecture Notes in Artificial Intelligence and Lecture Notes in Bioinformatics) (Vol. 7886 LNCS, pp. 66–81). https://doi.org/10.1007/978-3-642-38530-8_5
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