Consumer loans securitization

Abstract

The paper explores the peculiarities of debt financing based on bank loans securitization, as well as their current state and problems in securities issue and floating in Ukraine. The research focuses on the approaches to practical implementation of traditional securitized consumer loans by Ukrainian banks. Recommendations are provided on the key directions of redistribution of credit risks subject to the use of different currencies of loans and bonds. A scientific methodological framework is suggested to estimate the coupon rate on securitized bonds.