Does the commercial bank's loans affect economic growth? Empirical evidence for the real sector economy in Kosovo (2005-2018)

5Citations
Citations of this article
23Readers
Mendeley users who have this article in their library.

Abstract

The study aims to analyze the impact of credit policies of commercial banks on financing and development of the real sector of Kosovo's economy. In this context, some statistical and econometric models and techniques have been applied in order to test the impact of commercial banks through the lending process in the development of the real sector of Kosovo's economy for the period 2005-2018, using time series on a monthly basis. The empirical results of this study prove that commercial banks through the lending process have had a positive substantive impact on the development of the real sector in the economy of Kosovo. Economic development cannot happen without the development of the private sector and banks are the ones who can help and are helping in this regard. This study will provide a theoretical and practical analysis of contemporary forms of real sector lending, as well as, the importance of credit policy reform in financing and developing this sector and provide empirical evidence of how much bank loans have affected in the development of the real sector of Kosovo's economy.

Cite

CITATION STYLE

APA

Morina, F., & Özen, E. (2020). Does the commercial bank’s loans affect economic growth? Empirical evidence for the real sector economy in Kosovo (2005-2018). International Journal of Sustainable Development and Planning, 15(8), 1205–1220. https://doi.org/10.18280/ijsdp.150807

Register to see more suggestions

Mendeley helps you to discover research relevant for your work.

Already have an account?

Save time finding and organizing research with Mendeley

Sign up for free