Introduction

Abstract

New technologies are dramatically transforming our economic systems, and our society in general. The introduction of decentralised peer-to-peer technologies makes possible to initiate a new economy that is blurring the lines between consumers and producers, this technology shift is enabling a rapid transition towards what is known as the economy of collaborative commons: a digital space where providers and users share goods and services at a marginal cost rapidly approaching nil. In this book leading scholars, entrepreneurs, policy makers and practitioners are reporting from their different perspectives the unfolding technological revolution in banking and finance.