Three kinds of E-wallets for a NetPay micro-payment system

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Abstract

We have developed NetPay, a micro-payment protocol characterized by off-line processing, customer anonymity and relatively high performance and security using one-way hashing functions for encryption. In our NetPay prototypes we have identified three kinds of electronic wallets to store e-coins - a server-side wallet, client-side wallet application, and cookie-based wallet cache. We describe the motivation for NetPay and describe the three kinds of e-wallets and their design. We report on prototype implementations of these wallets and end-user perceptions of their use. © Springer-Verlag 2004.

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Dai, X., & Grundy, J. (2004). Three kinds of E-wallets for a NetPay micro-payment system. Lecture Notes in Computer Science (Including Subseries Lecture Notes in Artificial Intelligence and Lecture Notes in Bioinformatics), 3306, 66–77. https://doi.org/10.1007/978-3-540-30480-7_9

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