DEVELOPMENT OF APPROACHES TO BANK CAPITAL ADEQUACY ASSESSMENT IN CONTEXT OF EFFICIENT MANAGEMENT CONCEPT

Abstract

The current economic situation again emphasizes the need to form a banking system management that is resistant to negative external influences. The development vector of the industrial sector management directly depends on the banking system efficiency, which in turn will lead to an increase in the values of macroeconomic parameters. An important role in improving the stability of the modern banking sector is played by the implementation of the Basel III requirements, developed taking into account the experience of the global financial crisis. The article examines the impact of changes in the capital adequacy requirements of Russian banks from the point of view of the need to ensure the sustainable development of both the banking system and the effective management of industry. Based on the identified patterns, recommendations are formulated for organizing a system for assessing the capital adequacy of a commercial bank. The capital of the bank is the basis of the successful lending process, in particular to industry. And the effective management of industrial enterprises serves as a guarantor of the production development, the creation of jobs, and an increase in the values of the main macroeconomic indicators.