Social Responsibility, Green Finance, and the New Urbanization Construction

Abstract

The rate of China’s urbanization has risen from 18 % in 1978 to 53 % in 2012, especially with a significant speed in the past 10 years, but mainly the land’s urbanization, not the person’s urbanization. The population offirst-tier cities soared, with a“big city disease,”such as strained resources and environmental damage. The second- and third-tier cities had a phenomenon of“empty city.”Therefore, we must develop low-carbon economy and implement economic transformation and sustainable development. In this paper, based on the research achievements of green finance in recent years, we define the basic connotation of greenfinance, and elaborate the mechanism of greenfinance, and put forward the recommendations of green credit, green insurance, green securities, and green risk investment.