Abstract
Every banking card will soon include an electronic chip and, after a transitional period, the magnetic stripe will disappear. For ensuring a worldwide interchange, Europay International S.A., MasterCard International Incorporated and Visa International Service Association have been cooperating for the last three years in the production of the so-called EMV specifications; the latest release specifies a method for dynamic data authentication. We analyzed that method which requires a pair of RSA keys in every card; such a method is highly questionable. We propose an alternate method which eliminates the detected problems while offering significant benefits at system level.
Cite
CITATION STYLE
Guillou, L. C. (2015). Some critical remarks on “dynamic data authentication” as specified in EMV ’96. In Lecture Notes in Computer Science (including subseries Lecture Notes in Artificial Intelligence and Lecture Notes in Bioinformatics) (Vol. 1318, pp. 123–134). Springer Verlag. https://doi.org/10.1007/3-540-63594-7_72
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