Aspects of the security use of payment card pin code analysed by the methods of multidimensional statistics

Abstract

The conception of economic security management should be established on instruments and measures that will enable the financial institutions to operate in their interest without losing their financial stability, profitability and economic independence. This is a significant prerequisite for the security of the functional components of the company's financial security. The article presents an analysis of research results. Its objective is to contribute to the knowledge and understanding of the behaviour of payment card users with a special focus on the aspect of their security connected with the use of payment card personal identification number (PIN). The article analyses the opinions and attitudes of respondents toward the questions dealing with the security of payment cards and their behaviour when using them. The analysis is carried out from the aspect of gender, age and education of respondents by using multidimensional statistical methods, namely factor analysis and analysis of dispersion.