Penggunaan BUKU dan Kepemilikan dalam Menganalisis Efisiensi Perbankan di Indonesia

Abstract

In December 2016, there are 116 commercial banks in Indonesia. Those banks are divided into few categories. Two of them are commercial banks based on business activity (BUKU) and based on ownership. This research analyzes all commercial banks that operates between 2012 and 2016 and divide them into two categories mention before. The aim of the research is to find out efficiency score using SFA method based on those two categories. The result show that banks in BUKU 3 have the highest efficiency score, followed by BUKU 1, BUKU 4 and BUKU 2. Meanwhile, on ownership category, state owned enterprise banks have the highest score. It then followed by foreign banks, private banks, municipal banks and the last one mix ownership bank.