Aplikasi Akad Musyarakah Mutanaqisah dalam Pembiayaan Online pada Fitur Mitraguna Bank Syariah Indonesia Mobile

Abstract

Islamic banking has a rapid development in the financial sector. Many innovations have emerged in today's digital era. Digital Islamic banking has become a convenience for many customers, where in the palm of their hands all needs can be met with digital banking. Bank Syariah Indonesia is also one of the pioneers of digital banking innovation. One of its very interesting features is online financing by implementing a sharia refinancing agreement with the al-bai' scheme in the context of musyarakah mutanaqisah.