LEGAL STANDING DEBITOR SELAMA MENGUASAI OBJEK JAMINAN FIDUSIA

Abstract

ABSTRAK Eksistensi lembaga jaminan fidusia, digunakan untuk menampung kebutuhan masyarakat akan pentingnya tambahan modal berupa dana dalam melakukan kegiatan usaha di bidang ekonomi dengan tetap menguasai benda modalnya itu digunakan dalam mempertahankan kegiatan usaha, sebagai agunan/jaminan memperoleh bantuan dana. Mengingat kedua lembaga jaminan yang ada dalam KUHPerdata yaitu gadai dan hipotek, tidak memberikan ruang dan tempat  bagi masyarakat yang mengembangkan usaha dengan perolehan dana dari lembaga keuangan. Legal standing debitor adanya prinsip fidusia, selama benda dijadikan objek jaminan, hak milik benda yang bersangkutan, diakui tetap ada pada debitor dan debitor selaku peminjam pakai benda. Sedangkan atas agunan yang bersangkutan, kreditor hanya sekedar mempunyai hak jaminan kebendaan dan bukan hak kepemilikan. Kaca Kunci: kedudukan hukum, debitor, objek fidusia ABSTRACT this existence of fiduciary guarantee institution, is used to accommodate the society's need for the additional capital in the form of funds in conducting business activities in the field of economy while retaining the capital is used in maintaining business activities, as collateral get funding. In view of the two existing guarantee institutions in the Civil Code that are mortgage and mortgage, it does not provide space and place for the people who develop the business with the acquisition of funds from financial institutions. x legal standing of the debtor in controlling fiduciary fiduciary goods under the fiduciary guarantee law, it is understood that the principle that as long as the object is used as the object of guarantee, the property rights of the object is recognized, it is still present to the debtor and debtor as the borrower with the object. While for the collateral concerned, the creditor only has the right of material security and not the right of ownership. Keywords: legal standing,debtor, object fiduciary.