Locating credit and debt within an anti-poverty strategy for the UK

Abstract

This paper examines the evidence on the links between problem debt, consumer credit use and poverty to better understand how tackling problems in relation to debt and credit use can contribute to combating poverty. Based on this evidence we recommend four policy and practice interventions for inclusion in an anti-poverty strategy for the UK that would help to increase disposable income and for those already in poverty, help to prevent their financial circumstances from worsening.