Secured QR-Code based COD payment using Mobile Bill Presentment System

Abstract

Worldwide Cash on Delivery (COD) and Point of Sale (POS) is the online shopping payment systems. Some of the limitations in cash on delivery and point of sale are the risk in handling the hard cash by the delivery person, chances of getting fake notes, the service charges which has to be paid by the merchant for every transactions of using POS machine which is a burden to the merchant. To overcome these limitations, a new technology known as mobile bill presentment system (MBPS) is introduced which uses present most useful hardware by every person in the world. To make online payments, security is the major aspect to develop any system for payment. The POS is maintaining the security but the above limitations made this work to be carried out. The Quick Response (QR) Code is developed and installed in the MBPS hardware system and payment for the online purchased product is made easy and more secured for both merchant and the purchaser. The most useful hardware is the smart phones which is used and have the connectivity to make all payments easily through smart phones.