Analysis of Nigeria Health Insurance Scheme: Lessons from China, Germany and United Kingdom

Abstract

The primary objective of this study is to identify different health financing models as it operates in select countries-China, Germany and United Kingdom, taking into consideration the role of government; period of operation before universal or near universal coverage, and how scheme objectives were achieved. Lessons obtained were used to form an evidence-based decision aimed at improving the overall scale-up of Nigeria's Health Insurance scheme. Therefore, this research engaged a comparative study of health insurance as it operates in China, Germany and United Kingdom. The careful analysis of advantages and challenges indicated that, to ensure a scale up or near universal coverage of Nigeria Health Insurance, the government and policy makers need to increase subsidies, improve on health care infrastructure, ensure an active regular monitoring and evaluation of the system, alongside making participation compulsory for all citizens.