Design of a Social-Based Recommendation Mechanism for Peer-to-Peer Insurance

Abstract

Peer-to-peer insurance platforms are prospering due to the development of financial technology, but it is difficult to find suitable co-insurers group without risk considering at current online platforms. To improve the advantage of peer-to-peer insurance, in this research, we design a social-based co-insurers recommendation mechanism through analyzing users’ inclination, posts, background, similarity, and relationship to put peers-risk-sharing idea into realistic action.