Mapping Mobile Payment Adoption: Customers’ Trends and Challenges

Abstract

The continuous advancement of the mobile technology industry and the wide acceptance of mobile devices worldwide have provided great prospects to customers regarding their monetary transactions. As a result, numerous individuals use their mobile devices, mainly their smartphone; to pay online and even more are expected to take advantage of the mobile payments in the near future. This study conducts an up-to-date review to survey the landscape of individuals’ behavioral intention to adopt m-payments systems and services in the last five years (2015-2019 period). In specific, the aim of this review paper is twofold. First, it collects and summarizes the review papers that focus on customers’ m-payment adoption intention as an umbrella review. Second, it analyzes all recently top quantitative primary research papers that examined the aforementioned topic and presents a detailed examination of their objectives and research outcomes as a scoping review. Both of these analyzes are expected to increase the understanding of m-payments adoption and their underlying factors that influence individuals’ decision to adopt them, as well as reveal research gaps. Consequently, the paper aims to be a useful tool for mapping the research trends in current literature regarding mobile payment.