Avaliação do programa nacional de fortalecimento da agricultura familiar: a intenção de pagamento do crédito

Abstract

This publication is part of a major study (Thesis). In that thesis it was analyzed the intention of Pronaf's beneficiaries to repay the credit they have received. The Pronaf is a line of credit for small farmers implemented by the Brazilian Federal Government in 1996. Ajzen's Theory of Planned Behavior (1991) was used to evaluate the beneficiaries' intention in paying what they owned. In order to accomplish this evaluation, two studies were conducted. The first one (Preliminary Study) focused on the small farmer's beliefs about the program operation. The second (Main Study) focused on the measurement of these beliefs. Two beneficiary groups participated of the studies: Group A (agrarian reform settlers) and Group B (small farmers). According to Ajzen's model, for the participants of the Group A, the Attitude, the Normative belief (subjective norm component) and the Subjective Norm were positive significant predictors of the Intention to repay the credit. For the Group B, the Attitude, Behavioral belief (attitude component), Normative belief (subjective norm component) and Control belief (perceived behavioral control component) were positive significant predictors of the Intention to repay the credit. The Perceived behavioral control did not influence directly the behavioral Intention, but this variable indirectly predicts the target behavior.