The efficiency in time and financial resources management of an individual by developing an informatics support

Abstract

This article presents a solution for managing the monthly and/or yearly payments of an individual, either a person, either a company. In the future terminology in this article an individual will also be called an user. The solution is based on an online platform which manages all the users expenses. The time spent for the payments is zero and the indirect costs for these payments are low. The rent, home, car and personal assurance, the utilities: electricity, gas, mobile and fix telephony, internet, TV, water and local taxes are some of the payments that are managed by our service. © 2013 Springer-Verlag Berlin Heidelberg.