Busting agro-lending myths and back to banking basics: A case study of accessbank’s agricultural lending

Abstract

One third of AccessBank’s micro-business loans are extended to farmers. The portfolio of this segment has grown quickly and performed well. Why is Access- Bank Azerbaijan successful in agricultural lending, a sector often disliked by other commercial banks? And why is the bank viewing farmers as a strategic core clientele? This case study aims to give some answers and explore some of the myths around agricultural lending.