Research on Pension Model of “Reverse Mortgage”—A Case Study of Chongqing

Abstract

Today, the problem of aging of society has become increasingly prominent in Chinese mainland. Problems such as inadequate pensions, safeguard imperfect pension agencies and so on are also need to be resolved. Pension model existed in Chinese mainland is mainly based on traditional family pension, which is supplemented by social old-age pension and the community. In this paper, Chongqing was the main object of study. Expert interviews, questionnaires, visits to nursing homes and other ways to conduct site visits, and combined with the government work report and Statistical Yearbook of the relevant data, detailed analysis of the Reverse Mortgage pension model a. Aiming to survey the willingness of all ages elderly Select "reverse mortgage" mode, who hold the property rights and analyze the obstacles in the implementation process of the model that will be encountered. The paper from "reverse mortgage" pension model the importance of the implementation in the Chongqing region, feasibility and market acceptance and other detailed analysis of proposed measures "reverse mortgage" policy successfully implemented in Chongqing. Reference was provided for relevant government departments.