Skip to content

Concentration and other determinants of bank profitability in Europe, North America and Australia

by Philip Bourke
Journal of Banking and Finance ()
Get full text at journal


This study reviews the performance of banks in twelve countries or territories in Europe, North America and Australia and examines the internal and external determination of profitability. To circumvent some of the difficulties in making comparisons between banks in different countries, the concept of 'value added' is introduced. Results parallel those in domestic U.S. studies and provide some support for the Edwards-Heggestad-Mingo hypothesis of risk avoidance by banks with a high degree of market power. © 1989.

Cite this document (BETA)

Readership Statistics

64 Readers on Mendeley
by Discipline
58% Economics, Econometrics and Finance
36% Business, Management and Accounting
5% Computer Science
by Academic Status
30% Student > Ph. D. Student
28% Student > Master
17% Student > Bachelor
by Country
2% Malaysia
2% Nigeria
2% Iran

Sign up today - FREE

Mendeley saves you time finding and organizing research. Learn more

  • All your research in one place
  • Add and import papers easily
  • Access it anywhere, anytime

Start using Mendeley in seconds!

Sign up & Download

Already have an account? Sign in