A 2D barcode-based mobile payment system

Abstract

Mobile payment is very important and critical solution for mobile commerce. A user-friendly mobile payment solution is strongly needed to support mobile users to conduct secure and reliable payment transactions using mobile devices. This paper presents an innovative mobile payment system based on 2-Dimentional (2D) barcodes for mobile users to improve mobile user experience in mobile payment. Unlike other existing mobile payment systems, the proposed payment solution provides distinct advantages to support buy-and-sale products and services based on 2D Barcodes. This system uses one standard 2D Barcode (DataMatrix) as an example to demonstrate how to deal with underlying mobile business workflow, mobile transactions and security issues. The paper discusses system architecture, design and implementation of the proposed mobile payment solution, as well as 2D barcode based security solutions. In addition, this paper also presents some application examples of the system. © 2009 IEEE.