A Study on Farmer’s Knowledge on Pradhan Mantri Fasal Bima Yojana in Tumkur District of Karnataka

Abstract

The current study was undertaken in Tumkur district of Karnataka. A total of 120 farmer beneficiaries of Pradhan Mantri Fasal Bima Yojana were selected by using the random sampling technique. About sixteen independent variables were selected based on judges' relevancy rating and were quantified using measurement devices. The data were collected using a pretested structured interview schedule and suitable statistical tools were used to analyze the data. The knowledge level of beneficiaries reported that, more than half of the farmers (53.33%) belongs to medium knowledge level, 25.00% belongs to high knowledge level and 21.67% belongs to low knowledge level. The variables like age, annual income, education, land holding, farming experience, extension contact, extension participation, scientific orientation, cosmopoliteness, achievement motivation, mass media exposure and crops cultivated had positive and significant association with knowledge level. Risk orientation, economic motivation and credit orientation had positive and significant at one per cent level. However, social participation was found to be non-significantly associated with the knowledge on Pradhan Mantri Fasal Bima Yojana. A comprehensive knowledge on scheme and an insurance of crops against natural disasters can become immense value to farmers. The government has to take new initiatives to help farmers thereby providing life security and make them confidence in their profession. Extension personnel working at gross root level should provide timely and complete information on Pradhan Mantri Fasal Bima Yojana by using suitable extension methods.