The introduction of auto-enrolment and personal accounts to the UK in 2012

Abstract

This paper is based on a presentation given to the 2008 Pension Plan Financial Risk Conference in London on 30th April, 2008. More extensive details of the analysis of the issues surrounding the suitability of auto-enrolment into personal accounts can be found in PPI (2006) Are personal accounts suitable for all?, and more details of the analysis of levelling down in PPI (2007) Will personal accounts increase pension saving?, both available to download free of charge from www.pensionspolicyinstitute.org.uk