Integrative Review of International Publications about Open Banking

Abstract

Open Banking is an emerging and relevant topic in the banking industry that has been explored worldwide. This refers to an initiative aimed at promoting the integration of banking systems through an open platform, allowing different financial institutions to share their clients’ data and services in a secure and standardized manner. Given the relevance of the subject, there is a need to understand scientific publications on the topic and highlight their contributions to the Science of Administration. In this sense, this article aims to conduct an integrative analysis of the literature on Open Banking. This work involved a structured process of selection and integrative analysis based on four databases, which resulted in 425 works. These studies underwent a filtering process, resulting in a portfolio of 26 articles aligned with the subject and representing the current state of the topic from the researcher’s perspective. The results indicate that the studies are focused on topics such as system integration, data security, and operational models, mainly related to the initial phases of Open Banking implementation. Additionally, the study highlights the lack and need for studies focused on corporate and business aspects, such as competition strategies, management models, and strategic positioning in this new market.