PENGARUH SUKU BUNGA DAN INFLASI TERHADAP RASIO PROFITABILITAS PADA BANK BUMN

Abstract

Purpose-This research aims to provide knowledge and insight to state-owned banks about how to maximize profitability by understanding how inflation and interest rates affect profitability and to provide empirical data as reference material for further academic research. i Design/methodology-IThe typeI ofI research used Iis associative Iresearch. IThe dataI usedI inI this studyI isI secondaryI dataI obtainedI fromI theI IDX officialI website (www. Iidx.co.id). MethodsI of Idata collectionI usingI theI methodI of Idocumentation. The population in this research are state-owned banks listed on the Indonesia Stock Exchange, totaling 4 companies and are the samples in this research. The list of populations and samples in this research is IPT. BankI NegaraI IndonesiaI (Persero), PT. Bank IRakyat IndonesiaI (IPersero), PT. IBank ITabungan INegara (Persero), danI PT. BankI MandiriI (Persero). IThe dataI analysisI used isI quantitativeI analysis. The analysisI techniqueI is multipleI linear Iregression analysisI with theI help of theI SPSS versionI 26 Iapplication. i Findings-Based on the results of the research conducted, it Iwas found that interest rates and inflation hadI significantI effectI on profitability, interest rate had a positive effect on profitability, and inflation had a negative effect on profitability. I