Banking system performance on actual stage of economic development (A comparison analysis of banking systems of Albania and Kosovo)

Abstract

Developments of the last decade on the banking systems of Albania and Kosovo are reflecting extensive growth with some intensive actions. This can be observed on the extended network of banking activities and also on the new contemporary products and services in the banking markets of two countries. This process, is affording the direct and indirect impact of global financial crisis affecting both banking systems. The clearest indication is related to the increase in the non-performing loans. This paper focuses on the analyses of the banking activity during the last decade on Albania and Kosovo and the recent performance of banks. The banking systems developer and its performance in both countries is taking into the consideration the comparison of the data based on the statistical information on their monetary authorities. Furthermore, here are giving some findings, conclusions and recommendations for further improvements on the future performance of two banking systems.