Effect of Mudharabah Income, Musyarakah Income, and Murabahah Income on Net Profit in PT Bank BCA Indonesia

Abstract

This study aims to obtain empirical evidence about the effect of mudharabah income, musyarakah income and murabahah income either partially or jointly on net profit at PT Bank BCA Syariah. The method used in this research is a descriptive and verification research method with a quantitative approach. The sample in this study is the monthly financial report of PT Bank BCA Syariah for the period 2019 – 2021. The research data is processed using SPSS version 25 which aims to analyze the effect of mudharabah, musyarakah and murabahah income on net Profit. The results of this study indicate that mudharabah income and musyarakah income partially affect net profit, but murabahah income does not partially affect net profit and the three variables simultaneously have a positive and significant effect on net profit.