AI–Driven Frameworks for Strategic Risk Management: A Systematic Review and Model for Organizational Resilience and Decision Support

Abstract

In an era defined by digital transformation and systemic volatility, conventional approaches to strategic risk management have been increasingly challenged by the complexity and unpredictability of modern operational environments. To address these limitations, a novel artificial intelligence (AI)-driven framework has been developed to enhance organizational resilience and optimize strategic decision-making. Constructed through a systematic review conducted in accordance with PRISMA 2020 guidelines, this study synthesizes current academic literature and industry publications to identify critical enablers, practical gaps, and methodological advancements in AI-enabled risk governance. The proposed framework integrates real-time analytics, predictive modelling, and adaptive governance mechanisms, aligning them with enterprise-wide strategic objectives to support decision-making under volatile, uncertain, complex, and ambiguous (VUCA) conditions. Anchored in dynamic capabilities theory and decision support systems (DSS) literature, the framework is designed to facilitate proactive risk anticipation, reduce cognitive and algorithmic biases in decision-making, and foster strategic alignment in rapidly evolving contexts. Its adaptability to small and medium-sized enterprises (SMEs), as well as its cross-sectoral relevance, underscores its scalability and practical utility. Nonetheless, the effectiveness of the framework is contingent upon the availability of high-quality data, the level of digital maturity within organizations, and the implementation of responsible AI principles. By bridging the gap between theoretical innovation and real-world applicability, this study contributes a robust foundation for future empirical validation and sector-specific customization. The framework is expected to inform governance and technology leaders aiming to institutionalize AI-based resilience capabilities, thereby supporting sustainable strategic outcomes in both developed and emerging markets.